Most People Struggle with Bad Credit Because They're Never Educated on How to Manage It.

Over the past year, families across America grappled with their most challenging financial circumstances as the job market reached unprecedented lows...

Resulting in 2020 being dubbed the year when MILLIONS of Americans saw their finances devastated.

If you found yourself caught in this whirlwind, I understand...

It’s a nightmare to witness your life undergo such drastic changes due to factors entirely beyond your control...

And having poor finances only adds to the difficulty.

None of us were ever taught how to address, improve, or even maintain healthy financial situations.

The reality is, most Americans have never had the opportunity to learn these essential skills:

✔ Settle debts

✔ Prepare for retirement

✔ Purchase their dream car or home

✔ Or simply establish emergency funds

Two out of every three American adults struggle to pass even a basic financial literacy test...

So we find ourselves sinking deeper into debt.

Then panic sets in.

I speak from experience because I've been there.

I've dealt with a credit score below 550, which barred me from even opening a basic store card.

Don't even get me started on the exorbitant interest rates on mortgages...

(which, by the way, I couldn't even dream of getting approved for.)

The worst part? If this isn't rectified immediately...

Poor finances can lead you down a treacherous path that might leave you unemployed, without a car, or even homeless.

Now, I don't share this to frighten you...

I paint this picture because I was dangerously close to tumbling down that path despite doing everything "right."

Everyone advises us to "live below our means."

So that's precisely what I did...

I cut back on spending and focused on saving more...

But my life was far from enjoyable.